By accessing the De erschti Heritage Bank website, you agree to be bound by these terms, all applicable laws, and regulations.

1. Use License: Permission is granted to temporarily download one copy of the materials on De erschti Heritage's website for personal, non-commercial viewing only.

2. Security: Users are responsible for maintaining the confidentiality of their login credentials. Any suspicious activity must be reported to our Switzerland headquarters immediately.

3. Limitations: In no event shall De erschti Heritage or its partners be liable for any damages arising out of the use or inability to use the materials on our Internet site.

4. Governing Law: Any claim relating to De erschti Heritage's website shall be governed by the laws of Switzerland without regard to its conflict of law provisions.